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Die Wahl der richtigen Kfz-Versicherung ist f\u00fcr Autoinhaber von gro\u00dfer Bedeutung, da sie entscheidet, welche Risiken sie im Falle eines Schadens abdeckt und welche nicht. <\/span><\/p>\n

Zwei g\u00e4ngige Arten von Kfz-Versicherungen sind die Vollkasko- und Teilkaskoversicherung. <\/span><\/p>\n

Beide bieten unterschiedliche Deckungsumf\u00e4nge und sind f\u00fcr verschiedene Situationen geeignet. <\/span><\/p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Post Section” _builder_version=”4.18.1″ custom_margin=”|||8vw” custom_margin_tablet=”|||0vw” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”|8vw||” custom_padding_tablet=”|0vw||” custom_padding_phone=”” border_radii=”off||||” box_shadow_style=”preset4″ box_shadow_horizontal=”-800px” box_shadow_vertical=”0px” box_shadow_color=”#1dc0f0″ custom_width_px__hover=”1080px” custom_width_px__hover_enabled=”1080px” custom_width_percent__hover=”80%” custom_width_percent__hover_enabled=”80%” global_colors_info=”{}” parallax_1__hover=”off” parallax_1__hover_enabled=”off” parallax_2__hover=”off” parallax_2__hover_enabled=”off” parallax_3__hover=”off” parallax_3__hover_enabled=”off” parallax_method_1__hover=”on” 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global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” header_2_font=”|700|||||||” header_3_font=”|700|||||||” global_colors_info=”{}”]

Was ist der Unterschied zwischen Vollkasko und Teilkasko?<\/h2>\n

 <\/p>\n

Die Wahl der richtigen Kfz-Versicherung ist f\u00fcr Autoinhaber von gro\u00dfer Bedeutung, da sie entscheidet, welche Risiken sie im Falle eines Schadens abdeckt und welche nicht. <\/span><\/p>\n

Zwei g\u00e4ngige Arten von Kfz-Versicherungen sind die Vollkasko- und Teilkaskoversicherung. Beide bieten unterschiedliche Deckungsumf\u00e4nge und sind f\u00fcr verschiedene Situationen geeignet.<\/span><\/p>\n

In diesem Artikel betrachten wir genauer, was diese beiden Versicherungstypen abdecken und welcher f\u00fcr Autoinhaber am besten geeignet ist.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”#1dc0f0″ min_height=”162px” custom_margin=”||-62px|||” custom_padding=”1px||0px|||” link_option_url=”https:\/\/autoglas-deutschland.de\/frontscheibe\/” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ make_equal=”on” _builder_version=”4.22.1″ _module_preset=”default” background_color=”#1dc0f0″ custom_margin=”|auto|-15px|auto||” link_option_url=”https:\/\/ukcarglass.co.uk\/windscreen-replacement\/” custom_css_main_element=”align-items: center;” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#FFFFFF” text_font_size=”25px” link_option_url=”https:\/\/autoglas-deutschland.de\/frontscheibe\/” global_colors_info=”{}”]

Neue Windschutzscheibe? Kein Problem!<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/autoglas-deutschland.de\/frontscheibe\/” button_text=”Hier zum Angebot” button_alignment=”center” _builder_version=”4.22.1″ _module_preset=”default” custom_button=”on” button_text_color=”#0c71c3″ button_bg_color=”#FFFFFF” button_border_width=”0px” button_border_radius=”5px” button_font=”|700|||||||” button_use_icon=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#1a0a38″ global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”align-items: center;” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” text_text_color=”#FFFFFF” header_text_color=”#FFFFFF” header_2_font=”|700|||||||” header_2_text_color=”#FFFFFF” header_3_font=”|700|||||||” header_3_text_color=”#1dc0f0″ custom_padding=”2px||0px|||” global_colors_info=”{}”]

Teilkaskoversicherung: <\/strong>Schutz vor externen Risiken<\/strong><\/h2>\n

<\/strong><\/h2>\n

Die Teilkaskoversicherung ist darauf ausgerichtet, Autoinhaber vor Sch\u00e4den zu sch\u00fctzen, die au\u00dferhalb ihrer Kontrolle liegen.<\/p>\n

Dazu geh\u00f6ren typischerweise Ereignisse wie Diebstahl, Brand, Hagel, Sturm, Zusammenst\u00f6\u00dfe mit Tieren und Glasbruch.<\/p>\n

Wenn Ihr Fahrzeug beispielsweise durch einen Hagelschauer besch\u00e4digt wird oder Sie Opfer eines Autodiebstahls werden, deckt die Teilkaskoversicherung die entstandenen Sch\u00e4den ab.<\/p>\n

Sie bietet somit eine gewisse Sicherheit gegen unvorhersehbare Ereignisse, die Ihren Wagen besch\u00e4digen k\u00f6nnten.<\/p>\n

Es ist wichtig zu beachten, dass die Teilkaskoversicherung in der Regel nicht f\u00fcr selbstverschuldete Unf\u00e4lle gilt oder Sch\u00e4den deckt, die durch Vandalismus oder Kollisionen verursacht werden, bei denen der Fahrer identifiziert werden kann.<\/p>\n

F\u00fcr solche F\u00e4lle ben\u00f6tigt man eine Vollkaskoversicherung.<\/p>\n

 <\/p>\n

Vollkaskoversicherung: Umfassender Schutz f\u00fcr Autoinhaber<\/strong><\/h2>\n

 <\/p>\n

Die Vollkaskoversicherung bietet einen erweiterten Schutz im Vergleich zur Teilkaskoversicherung. Neben den Leistungen der Teilkasko deckt sie auch Sch\u00e4den ab, die durch selbstverschuldete Unf\u00e4lle entstehen. <\/span><\/p>\n

Das bedeutet, dass auch dann, wenn Sie einen Unfall verursachen, Ihr Fahrzeug repariert oder ersetzt wird. <\/span><\/p>\n

Dies bietet eine zus\u00e4tzliche Sicherheit und Ruhe f\u00fcr Autoinhaber, da sie auch bei eigenem Verschulden vor finanziellen Belastungen gesch\u00fctzt sind.<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/autoglas-deutschland.de\/blog\/wp-content\/uploads\/2024\/02\/Unfall-zwischen-Autos.webp” title_text=”Unfall zwischen Autos” _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”-140px|||||” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.24.0″ _module_preset=”default” width=”79.5%” custom_margin=”|auto|-103px|auto||” custom_css_main_element=”align-items: center;” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_2_font=”|700|||||||” header_3_font=”|700|||||||” header_3_text_color=”#1dc0f0″ min_height=”630.2px” custom_padding=”|||7px||” global_colors_info=”{}”]

<\/h2>\n

 <\/p>\n

Welche Versicherung ist die richtige?<\/strong><\/h1>\n

<\/span><\/strong><\/p>\n

Die Entscheidung zwischen Voll- und Teilkaskoversicherung h\u00e4ngt von verschiedenen Faktoren ab, einschlie\u00dflich des individuellen Risikoprofils des Autoinhabers, des Fahrverhaltens, des Fahrzeugtyps und des finanziellen Budgets. <\/span><\/p>\n

Wenn Sie in einer Gegend mit hoher Diebstahlrate leben oder Ihr Fahrzeug einem h\u00f6heren Risiko von Naturereignissen ausgesetzt ist, kann eine Teilkaskoversicherung eine sinnvolle Wahl sein. <\/span><\/p>\n

Andererseits bietet die Vollkaskoversicherung einen umfassenderen Schutz und ist ideal f\u00fcr Autoinhaber, die zus\u00e4tzliche Sicherheit w\u00fcnschen und bereit sind, daf\u00fcr etwas mehr zu zahlen.<\/span><\/p>\n

\u00a0In jedem Fall ist es ratsam, verschiedene Angebote zu vergleichen und sich gr\u00fcndlich \u00fcber die Deckungsumf\u00e4nge und Konditionen der jeweiligen Versicherungen zu informieren, um die richtige Entscheidung f\u00fcr Ihre individuellen Bed\u00fcrfnisse zu treffen.<\/span><\/p>\n

<\/h1>\n

 <\/p>\n

 <\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/autoglas-deutschland.de\/blog\/wp-content\/uploads\/2024\/02\/Deckung-fur-Auto.webp” title_text=”Deckung f\u00fcr Auto” _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”]

6Welche Versicherung deckt einen Frontscheibenaustausch?<\/strong><\/h1>\n

<\/strong><\/p>\n

Ein Frontscheibenaustausch wird in der Regel von der Teilkaskoversicherung abgedeckt. Wenn Ihre Windschutzscheibe besch\u00e4digt ist, beispielsweise durch Steinschlag, Risse oder Br\u00fcche, k\u00f6nnen die Kosten f\u00fcr die Reparatur oder den Austausch durch die Teilkaskoversicherung \u00fcbernommen werden.<\/p>\n

Es ist wichtig zu beachten, dass die genauen Bedingungen und Deckungsumf\u00e4nge je nach Versicherungsgesellschaft variieren k\u00f6nnen.<\/p>\n

Einige Versicherungen decken m\u00f6glicherweise auch Zusatzleistungen wie Reparatur von kleinen Steinschlagsch\u00e4den, ohne dass Sie eine Selbstbeteiligung zahlen m\u00fcssen, w\u00e4hrend andere nur den Austausch bei gr\u00f6\u00dferen Sch\u00e4den abdecken oder eine Selbstbeteiligung verlangen.<\/p>\n

Es ist ratsam, die genauen Bedingungen Ihrer Teilkaskoversicherung zu \u00fcberpr\u00fcfen oder sich direkt an Ihre Versicherungsgesellschaft zu wenden, um sicherzustellen, dass der Frontscheibenaustausch gem\u00e4\u00df den Bedingungen Ihrer Police abgedeckt ist.<\/p>\n

 <\/p>\n

Ver\u00f6ffentlicht am 07.06.2023<\/strong><\/p>\n

<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”https:\/\/autoglas-deutschland.de\/blog\/wp-content\/uploads\/2023\/09\/Steinschlag-cover.webp” title_text=”Steinschlag cover” _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”#1dc0f0″ min_height=”162px” custom_margin=”||-62px|||” custom_padding=”1px||0px|||” link_option_url=”https:\/\/autoglas-deutschland.de\/kontakt\/” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ make_equal=”on” _builder_version=”4.22.1″ _module_preset=”default” background_color=”#1dc0f0″ custom_margin=”|auto|-15px|auto||” link_option_url=”https:\/\/ukcarglass.co.uk\/windscreen-replacement\/” custom_css_main_element=”align-items: center;” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#FFFFFF” text_font_size=”25px” custom_padding=”5px|||||” link_option_url=”https:\/\/autoglas-deutschland.de\/kontakt\/” global_colors_info=”{}”]

Fragen? Rufen Sie an unter 032 221 096 344 \ud83d\udcde<\/b><\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/autoglas-deutschland.de\/kontakt\/” button_text=”Kontakt” button_alignment=”center” _builder_version=”4.22.1″ _module_preset=”default” custom_button=”on” button_text_color=”#0c71c3″ button_bg_color=”#FFFFFF” button_border_width=”0px” button_border_radius=”5px” button_font=”|700|||||||” button_use_icon=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9hdXRob3IiLCJzZXR0aW5ncyI6eyJiZWZvcmUiOiIiLCJhZnRlciI6IiIsIm5hbWVfZm9ybWF0IjoiZGlzcGxheV9uYW1lIiwibGluayI6Im9mZiIsImxpbmtfZGVzdGluYXRpb24iOiJhdXRob3JfYXJjaGl2ZSJ9fQ==@” image_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9hdXRob3JfcHJvZmlsZV9waWN0dXJlIiwic2V0dGluZ3MiOnt9fQ==@” _builder_version=”4.22.1″ _dynamic_attributes=”name,content,image_url” _module_preset=”default” global_colors_info=”{}”]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9hdXRob3JfYmlvIiwic2V0dGluZ3MiOnsiYmVmb3JlIjoiIiwiYWZ0ZXIiOiIifX0=@[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Posts” _builder_version=”4.16″ custom_padding=”0|0px|54px|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.16″ max_width=”1280px” use_custom_width=”on” custom_width_px=”1280px” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||||||” text_line_height=”1.8em” header_font=”||||||||” header_2_font=”Work Sans|700|||||||” header_2_font_size=”35px” header_2_line_height=”1.5em” header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#1a0a38″ border_width_bottom=”4px” global_colors_info=”{}”]

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\n 5\/5 - (1 vote) <\/div>\n <\/div>\n<\/span>","protected":false},"excerpt":{"rendered":"

Unterschied: Teilkasko\/Vollkasko. Was sind die Unterschiede? Wann ist welche Plicht und wann nicht. Autglas Deutschland erkl\u00e4rt.<\/p>\n","protected":false},"author":6,"featured_media":874,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

Unterschied Teilkasko Vollkasko: Teil- oder Vollkaskoversicherung? Tipps, die Ihnen bei der Entscheidung f\u00fcr Ihr neues Auto helfen. Brauchen Sie Teilkasko oder Vollkasko<\/strong> ? Die wichtigsten Vor- und Nachteile der Vollkasko und Teilkasko<\/strong> finden Sie hier auf einen Blick mit Hilfe von Autoglas Deutschland<\/a><\/p>\n\n\n\n

Endlich Fr\u00fchling \u2013 und der Start in die Fahrsaison. Wer heute ein (Neu-)Auto kauft, muss eine neue Versicherung abschlie\u00dfen. Aber welches? Teil- oder Vollkaskoversicherung? Wir helfen Ihnen bei der Entscheidung.<\/p>\n\n\n\n

Aber f\u00fcr wen lohnen sich Teilkasko und Vollkasko<\/strong>? Eine Kfz-Haftpflichtversicherung ist in Deutschland Pflicht. Sie deckt Sch\u00e4den an fremden Fahrzeugen (bzw. Personen und G\u00fctern) ab, die Kaskoversicherung ist f\u00fcr Sch\u00e4den am eigenen Fahrzeug da.<\/p>\n\n\n\n

Bis zu einem Fahrzeugalter<\/strong> von f\u00fcnf Jahren bleibt die Vollkaskoversicherung erste Wahl.<\/p>\n\n\n\n

Welcher Versicherungsschutz passt?<\/h2>\n\n\n\n

Neben den Neuwagen der neuen Saison bieten wir Ihnen auch Vorf\u00fchrmodelle aus dem Vorjahr sowie Gebrauchtfahrzeuge in hervorragendem Zustand an. Dies macht es zu einem optimalen Zeitpunkt, um Ihr Auto zu wechseln. Aber welche Versicherungsoption ist die richtige f\u00fcr Sie? Hier finden Sie die Antworten auf Ihre wichtigsten Fragen.<\/p>\n\n\n\n

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Was ist der Unterschied in der Deckung zwischen Teil- und Vollkaskoversicherung?<\/h2>\n\n\n\n

Es ist allgemein bekannt, dass nur eine Haftpflichtversicherung Pflicht ist. Die Kaskoversicherung ist freiwillig. Unterschied: Teilkasko\/Vollkasko? Hier noch weitere Infos<\/p>\n\n\n\n

Sie kennen bereits den Unterschied:<\/h2>\n\n\n\n

Wenn Sie beispielsweise in einen Auffahrunfall verwickelt sind, zahlt die Haftpflichtversicherung den von Ihnen oder Ihrem Auto verursachten Schaden an die anderen Parteien.<\/p>\n\n\n\n

Die Unfallversicherung zahlt den Schaden am eigenen Auto und funktioniert als Baukastensystem. Das hei\u00dft, bestimmte Bausteine \u200b\u200bstehen fest, andere k\u00f6nnen hinzugef\u00fcgt oder in ihrem Umfang ver\u00e4ndert werden \u2013 zum Beispiel der Selbstbehalt.<\/p>\n\n\n\n

Teilkaskoversicherung<\/h2>\n\n\n\n

\u00dcbersicht der wichtigsten abgedeckten Kategorien:<\/p>\n\n\n\n